Advanced Planning Concepts, LLC
Advanced Planning Concepts, LLC
64 Deer Run Drive
Trumbull, CT 06611
Toll Free: (888)-921-3039
Telephone: (888)-921-3039
Fax: (203)-413-5705
stu@apconceptsllc.com

Anthony (Tony), Piccolo has over 38 years of experience in the employee benefits arena. Tony has been an independent producer for more than 30 years for Aetna, Anthem, CBIA, Connecticare, Healthnet and Oxford. Our team has over 45 years of combined experience, currently working with 300+ clients on issues concerning Employee Benefits and Retirement Planning.

Stuart Ratner is a licensed life and health insurance broker and associate of Advanced Planning Concepts, LLC (APL LLC). Prior to joining APL LLC, Stuart had a successful career as a Risk Management professional and Financial Planner with a Fortune 100 company.

Our mission is to introduce business owners to our company's customized employer group health planning and individuals to our innovative life protection strategies and top notch customer service.

In our experience as insurance brokers, we find that now, more than ever - businesses need help in designing their goup health plans and individuals need help in understanding and selecting the right insurance plan. Don't take on the burden of trying to do this all yourself.

© Advanced Planning Concepts, LLC., 2009
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