Nationwide - Sal Riccardi
Nationwide - Sal Riccardi
100 Bank St.
Ste 101
Seymour, Connecticut 06483-2806
Phone Numbers:
Office: (203) 888-8608
Other Phone: (860) 673-7187
Toll Free: (866) 394-8608
Fax: (203) 888-8269

Hours of Operation:
Time Zone: EST
Monday: 9:00-5:00
Tuesday: 9:00-5:00
Wednesday: 9:00-5:00
Thursday: 9:00-5:00
Friday: 9:00-4:00
Saturday: By Appt.
Sunday: By Appt

A life insurance policy can:
• Provide financial support to your loved ones if you die unexpectedly
• Prepare for the future and your retirement years
• Preserve the assets you’ve worked hard to accumulate
• Pass along what you’ve built to those you care about
An online life insurance policy primer
There are four types of life insurance policies.
Term life insurance
No-frills insurance for a specific, but temporary, period of time.
Whole life insurance
Also called permanent life insurance, it offers long-term protection, fixed premiums and cash value.
Universal life insurance
Permanent life insurance with flexible premiums that lets you accumulate cash value and take out tax-free loans1. If you choose to take loans or partial withdrawals, the surrender value and the death benefit payable to your beneficiaries will be reduced. Premiums are flexible as long as there is sufficient cash value to cover monthly policy charges.
Variable universal life insurance
Death benefit protection with investment features that can help you invest for retirement.
Learn which type of life insurance may be right for you.

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